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The Pivot Cloud Blog

Plain English tax and accounting guides for small businesses, sole traders and directors across Richmond and South West London. Written by the Pivot Cloud team, checked against HMRC guidance, and updated when the rules change.

Latest articles

  • Westminster and the River Thames at dusk

    Autumn Budget 2026: What Was Announced and What It Means for You

    Autumn Budget 2026: What Was Announced and What It Means for You Chancellor John Healey delivered the Autumn Budget on Wednesday 28 October 2026. The speech made headlines, but the Treasury documents published afterwards decide your tax bill. We at Pivot Cloud have read those documents. This guide sets out only what they confirm, with…

  • A tidy desk with a diary, a wall calendar and a calculator ready for the Self Assessment countdown

    Self Assessment: Your Countdown to 31 January 2027 Starts Now

    This Saturday, 31 October 2026, is the paper Self Assessment deadline. The online deadline is 31 January 2027. Filing online gives you three more months to find out exactly what you owe. We at Pivot Cloud are working through this countdown with our clients across Richmond and South West London right now. This guide sets…

  • Wall calendar, open notebook and tax documents on a desk

    Earning Over £30,000? Making Tax Digital Applies to You from April 2027

    If you are a sole trader or a landlord, and your qualifying income is over £30,000, your tax reporting changes on 6 April 2027. From that date you must keep digital records and send HMRC quarterly updates for Making Tax Digital for Income Tax. HMRC said on 5 October 2026 that around 1,077,000 more sole…

  • Small business desk with laptop, calculator and paperwork

    The Budget Is on Wednesday: What Your Business Should Do Before 28 October

    The Autumn Budget is on Wednesday 28 October 2026. Chancellor John Healey will deliver his first Budget, and the date was confirmed by HM Treasury in a letter to the Treasury Select Committee on 31 July 2026. The statement is expected at around 12:30pm UK time, after Prime Minister’s Questions. That gives business owners in…

  • Traveller with luggage walking through a UK airport terminal

    Avoiding UK Tax Pitfalls: A Deep Dive into the Statutory Residence Test

    UK tax residence sounds simple: live here, pay tax here. In practice, the Statutory Residence Test (SRT) decides the position for everyone from returning expats to airline crew, and a misunderstanding can create a full year of UK tax on worldwide income. The SRT was introduced in April 2013 to replace a system built on…

  • Entrepreneur setting up a new business on a laptop

    Starting a Business in the UK: Essential Tax Tips for Success

    Thinking about starting a business in the UK? It is an exciting venture, but navigating the tax system is crucial to ensuring your business runs smoothly from day one. Whether you are a startup or a small enterprise, understanding UK business taxes can make all the difference. In this guide, we break down the key…

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